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Does AAA Have Travel Trailer Insurance?

Published on April 1st, 2019 by Camper Report
This post was updated on April 28th, 2021

AAA has always been known for helping drivers out no matter where they are along the road. Whether giving roadside assistance or just assisting with insurance, AAA is there to help. For those with travel trailers or RVs, you may be wondering if AAA has the insurance to cover you.

So, does AAA have travel trailer insurance? AAA’s vehicle insurance has policies that extend to cover not only automobiles but travel trailers and other recreational vehicles. Members of AAA RV Plus or of Premier RV may receive more benefits and discounts than the average insurance members.

No matter where you go and no matter what you are driving or towing, the AAA insurance company has policies and member benefits to help you along the road! Want to know more about the policies and prices of a AAA travel trailer insurance? Continue reading to find out!

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AAA Vehicle Insurance

AAA offers many forms of insurance including coverage for vehicle insurance, life insurance, renter’s insurance, and travel insurance.

Our question today lies within their vehicle insurance and what type of vehicles this insurance policy covers.

The vehicle insurance at AAA has policies that cover automobiles, collector cars, motorcycles, and recreational vehicles.

While the type of coverage you will receive and the cost for the policy depend on where you are located, AAA always works to assist you in whatever ways possible no matter where you are.

At AAA there are three levels of membership that offer different services and benefits to members.

These three levels of membership are basic coverage, plus, and premier coverage.

Type of CoverageBasicPlusPremierPlus/Premium RV
Battery ServiceXXXX
Fuel DeliveryXXX
Auto Locksmith ServiceXXXX
Tire ServiceXXX
Bicycle ServiceXXX
Service TrackerXXX
Motorcycle & Scooter ServiceXX
Trip Interruption CoverageX
Complimentary Passport PhotosX

To better understand what each of these plans covers, let me explain the services a little more.

Depending on your membership level, you can receive towing to anywhere within 3-mile, 100-mile, or 200-miles of where you break down.

In order to receive assistance with a travel trailer, you must be a AAA Plus RV or Premier RV member.

If your vehicle or travel trailer becomes stuck for any reason, all membership levels receive assistance retrieving the vehicle.

Get your battery tested or receive a jump from the AAA Mobile Battery Service Technicians. While this service is not available at all hours and areas, AAA will replace your battery at a discounted price in order to get you safely home.

Ever locked the keys inside your vehicle or travel trailer? Well, then you know the panic that comes along with that.

AAA offers Auto Locksmith Service to help alleviate the panic and stress of the situation. Get your vehicle unlocked or have your keys remade by a trusted AAA locksmith.

Whether you purchase AAA in order to protect your automobile, travel trailer, or another recreational vehicle there is a policy and membership level that can give you the coverage you desire.

AAA RV Insurance

RVs and travel trailers have gained plenty of popularity in the recent years.

When purchasing insurance to cover your RV or travel trailer it is important to know what kind of policy you will need.

What kind of policy you should purchase for your travel trailer depends on whether you are simply using your trailer for trips or if you are living in it full-time.

For those who live in their RVs or travel trailers, you will need to purchase a policy similar to home insurance.

Be sure that whichever insurance policy you choose, that the policy covers any injuries or damage to property caused by your RV or travel trailer.

Another key feature your insurance policy should have is total loss replacement.

In the event that your travel trailer or RV is totaled while on the road, your policy should cover replacement costs.

Do not assume every loss or replacement coverage is the same. Different insurance policies will value your trailer at different costs based on the year it was made.

Be sure your total loss replacement coverage will not only replace your travel trailer but will provide you with a new RV or travel trailer.

Whether or not your insurance policy is going to cover damages or repairs should not be on your mind while out on the road!

So be sure that you find the policy that best meets your needs to help you enjoy your trip even more!

AAA Insurance

AAA is more than just another insurance company hoping to make money off of you and your misfortunes on the road.

Established over 100 years ago, AAA has been assisting members with roadside assistance, travel, and insurance services, and discounts at other businesses.

As a non-profit company, the AAA insurance company works to create insurance policies that not only benefit but encourage travelers’ interests and to protect their valued members during their travels and in personal finance matters.

Still not sure if the AAA insurance is the right company for you?

Well, the AAA insurance company and employees pride themselves on being trustworthy, accountable, innovative, joyful, and for putting forth a sense of community.

Whether a new or old customer, you are sure to be treated like a member of the AAA family!

Be sure to visit their website to learn more about what the AAA insurance company and their policies can do for you!

Related Questions:

What does AAA stand for? AAA stands for the American Automobile Association. Often referred to as “Triple A,” AAA now offers insurance policies to cover a variety of situations.

Does AAA cover boat trailer? The only policies that AAA offers that cover a boat or boat trailer is the AAA RV Plus and Premium. These policies offer limited towing and roadside assistance to members of AAA.

What kind of vehicles does AAA insurance cover? The AAA insurance policies cover automobiles, collector cars, motor vehicles, and recreational vehicles such as boats, travel trailers, and RVs. Policies vary in price depending on the make, model, and year of the vehicle you want to insure.

2 thoughts on “Does AAA Have Travel Trailer Insurance?”

  1. we have been members for over 40 years we were towing a flatbed trailer last night a tire blew another one went flat i called as we were stranded they wouldnt even come out and help us tow it or fix flat. we have rv premier plus everuthing

  2. I have a 2007 Chevy Silverado 2500 and a 27’ travel trailer.
    I would like coverage on both truck and camper if I were to need a tow or change a tire or Battery Service on the truck or unlock my truck.
    What would be the cost of the insurance?


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